> For the complete documentation index, see [llms.txt](https://nivapay.gitbook.io/product-and-api-documentation/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://nivapay.gitbook.io/product-and-api-documentation/introduction/what-is-nivapay.md).

# What is Nivapay?

Simplifying Blockchain Payments for Businesses

<mark style="color:purple;">**Nivapay**</mark> is a licensed & regulated Virtual Asset Service Provider (VASP), which offers its suite of blockchain-based payment products to businesses world wide.

Online payments have become mission critical for global businesses, be it B2C or B2B segment. Getting access to traditional payments rails in order to support payins & payouts in multiple currencies can be challenging and time consuming. Let alone, dealing with high MDRs and lower payment success rates can cause customer churn.

Worry now, Nivapay comes to the rescue. Businesses ranging from gaming to e-commerce, DeFi to TradeFi, B2C to B2B, can now leverage the speed and cost efficiency of blockchain payments seamlessly. They can eliminate risks and delays associated with traditional banking rails, which typically involve costly FX conversions and multi-day SWIFT transfers. All they need to do is integrate with Nivapay's payment suite and start receiving and sending money from Day 1.

While working with our solution, merchants don't have to deal with complex blockchain jargons or require any new skillset for their technology team. If used well, it has the power to complement and even replace your existing payment solutions. So think borderless money, think Nivapay.&#x20;

### Which businesses can benefit?

* Gaming platforms such as online casinos, betting platforms, play to earn games, etc.
* E-commerce websites selling physical or digital goods
* NFT marketplaces and other DeFi projects
* Professional services companies
* Cross-border trading firms
* and many more...

### Advantage of working with Nivapay?

* Business onboarding is easy
* Quick integration and faster time to market
* No learning curve for you and your users: we abstract away the complexities and offer a familiar point & click user experience
* Your users can pay either in fiat or crypto, we support both
* You can settle your balances in fiat or crypto, whichever you prefer

&#x20;


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